Effective Date: October 10th, 2024
This Privacy Policy explains how we collect, use, disclose, and protect information that applies to our website, financial services, and Banking-as-a-Service offerings (collectively referred to as “Services”). This policy applies to both enrolled and non-enrolled members of the Tribe who engage with our Services.
- Information We Collect
We may collect the following types of information:
• Personal Information: Including but not limited to names, contact information (such as email and phone number), date of birth, and identification numbers.
• Financial Information: Bank account details, transaction histories, credit information, and other data necessary for offering banking and financial services.
• Usage Data: Information about your interactions with our website and Services, such as IP address, browser type, and other device information.
- Use of Information
We use the information collected to provide, maintain, and improve our Services. This includes, but is not limited to:
• Money Movement: Facilitating payments, top-ups, and other financial transactions.
• Creditworthiness and Underwriting: Evaluating eligibility for credit services or financial products.
• Ownership Verification: Verifying account ownership and user identity to ensure security and compliance.
We may also use your information to communicate with you about updates, promotions, or important notifications regarding your use of the Services.
- Data Storage and Security
We are committed to ensuring the security of your data. All information is stored within the United States or the United Kingdom, adhering to strict data protection regulations. We employ industry-standard security measures to safeguard against unauthorized access, use, alteration, or disclosure of your personal information.
- Data Sharing and Disclosure
We respect your privacy and will not sell your information to third-party vendors or sources. We do not share your information with third parties except under the following circumstances:
• With Your Consent: If you have provided explicit consent for data sharing.
• Legal Requirements: When required by law, such as in response to a subpoena or other legal process.
• Protection of Rights: If it is necessary to protect the rights, property, or safety of our organization, our members, or others.
- Third-Party Service Providers
We may work with trusted third-party service providers to support our Services, including payment processors and verification services. These providers are bound by confidentiality agreements and are prohibited from using your data for any purpose other than to perform services on our behalf.
- User Rights
You have the right to access, correct, or delete your personal information held by us. For inquiries or requests regarding your data, please contact us at heritage@yamasseenation.org.
- Privacy Policy Updates
We reserve the right to update this Privacy Policy at any time. Any changes will be posted on our website with an updated “Effective Date.” We encourage you to periodically review this policy to stay informed about how we protect your information.
Contact Us
If you have any questions about this Privacy Policy or our data practices, please contact us at:
• Email: heritage@yamasseenation.org
• Phone: 803-702-1715
